The hottest mutual funds to invest in are the China and India Mutual funds. The two nations are very similar but yet very different. Each countries has a negative and positive aspect of economic growth. China has a population of 1.3 billion whereas India have a simillar population of 1.2 billion people.

India is a democracy that have many benefits but sometimes can hinder economic growth. Labor strikes can happen without notice and India is well known for it’s complicated and expensive bureaucracy. Foreign businesses often complain about it’s slow and inefficient government system whereas, China’s government is willing to accommodate foreign investors enthusiastically compared with India.

The other issue with investing mutual funds in India is the number of dirt poor and illiterate citizens. However, India have a large and growing middle class with wages going higher every year. The middle classes are well educated and speak excellent English.

China has a large and educated population. The infrastructure is excellent and the economy is diverse. The world increasingly would rely on both China and India as the economic engine of the world.

An average investor is not sophisticated nor knowledgeable enough to invest in individual securities within these countries. As a result, the number of companies the investor can easily and safely to invest in is limited. Therefore is it is better to place the funds into mutual companies that focuses on these two countries only, India and China.

Investment banks such as HSBC Assest Management, Schroders Investment Management, Deutsche Asset Management are a number of companies that offer mutual funds in the Unites States to wealthy individuals. However, at the time this is written, there are not much large funds that offer these mutual funds to a normal investors. But don’t worry, the number of funds available to a ‘normal’ investor are growing yearly.

There are also mutual funds located right inside the country that primary caters to the domestic population. There are sometimes more knowledgeable about local conditions and have direct communication with individual companies.

As you may note, these funds are not available to the average investor in the US – but if you are a high net worth individual then you can take advantage of these funds. There are other options such as the American Century Emerging Markets and Managers Emerging Market Equity, that invest in all of the BRIC nations as well as other emerging economies.